2021 AED to NZD Historical Review

YEARLY HIGH

0.4056 NZD

YEARLY LOW

0.3658 NZD

YEARLY AVERAGE

0.3850 NZD

2021 AED to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AED to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.4056. Conversely, the yearly low was recorded on February 24, dropping to 0.3658.

This high-to-low spread represents a total annual volatility of 0.0398 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3789 to the December average rate of 0.4012, the exchange rate registered a net change of 5.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4056 was down 16.18% compared to the 2020 peak of 0.4839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AED based on timing:

Yearly Peak High 2,028 NZD

2020 Average 2,098 NZD

Yearly Trough Low 1,829 NZD

Transaction Impact: A difference of 199.23 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4038

0.3732

JanuMarcMayJulySeptNove

AED to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3799, compared to 0.3902 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.3799

H2 Avg (Jul–Dec) 0.3902

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0200 NZD (High: 0.3992 / Low: 0.3793). On the other end, May was the most stable month, with a tight range of 0.0070 NZD (High: 0.3802 / Low: 0.3732).

November Spread (Volatile) ±0.0200

May Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0055 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4012) against the same month in 2020 (average: 0.3837), the exchange rate shifted by +0.0176 (+4.58%).

2021 Avg (December) 0.4012

2020 Avg (December) 0.3837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3844	0.3727	0.3789
February	0.3803	0.3658	0.3758
March	0.3909	0.3733	0.3818
April	0.3882	0.3745	0.3823
May	0.3802	0.3732	0.3768
June	0.3925	0.3754	0.3836
July	0.3933	0.3861	0.3896
August	0.3992	0.3861	0.3903
September	0.3962	0.3807	0.3857
October	0.3936	0.3782	0.3859
November	0.3992	0.3793	0.3886
December	0.4056	0.3979	0.4012