2020 GEL to EUR Historical Review

YEARLY HIGH

0.3306 EUR

YEARLY LOW

0.2471 EUR

YEARLY AVERAGE

0.2828 EUR

2020 GEL to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.3306. Conversely, the yearly low was recorded on December 17, dropping to 0.2471.

This high-to-low spread represents a total annual volatility of 0.0835 EUR. From a start-to-finish perspective, comparing the January average rate of 0.3130 to the December average rate of 0.2494, the exchange rate registered a net change of -20.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3306 was down 1.74% compared to the 2019 peak of 0.3365, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 1,653 EUR

2019 Average 1,588 EUR

Yearly Trough Low 1,236 EUR

Transaction Impact: A difference of 417.43 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3295

0.2421

JanuMarcMayJulySeptNove

GEL to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3003, compared to 0.2653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0350 points.

H1 Avg (Jan–Jun) 0.3003

H2 Avg (Jul–Dec) 0.2653

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0604 EUR (High: 0.3243 / Low: 0.2639). On the other end, January was the most stable month, with a tight range of 0.0041 EUR (High: 0.3150 / Low: 0.3108).

March Spread (Volatile) ±0.0604

January Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0211 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3222) against the same month in 2019 (average: 0.3322), the exchange rate shifted by -0.0099 (-2.98%).

2020 Avg (February) 0.3222

2019 Avg (February) 0.3322

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3150	0.3108	0.3130
February	0.3306	0.3119	0.3222
March	0.3243	0.2639	0.3011
April	0.2931	0.2780	0.2891
May	0.2886	0.2812	0.2857
June	0.3002	0.2790	0.2909
July	0.2911	0.2722	0.2841
August	0.2762	0.2709	0.2735
September	0.2752	0.2542	0.2671
October	0.2659	0.2600	0.2635
November	0.2651	0.2474	0.2544
December	0.2518	0.2471	0.2494