YEARLY HIGH
10.3951 INR
YEARLY LOW
9.5975 INR
YEARLY AVERAGE
9.9624 INR

2025 SVC to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SVC to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 10.3951. Conversely, the yearly low was recorded on May 5, dropping to 9.5975.

This high-to-low spread represents a total annual volatility of 0.7977 INR. From a start-to-finish perspective, comparing the January average rate of 9.8560 to the December average rate of 10.2878, the exchange rate registered a net change of 4.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.3951 was up 5.95% compared to the 2024 peak of 9.8110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 51,976 INR
2024 Average 47,824 INR
Yearly Trough Low 47,987 INR
Transaction Impact: A difference of 3,988.29 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.3431
9.6795
JanuMarcMayJulySeptNove

SVC to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8389, compared to 10.0859 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2470 points.

H1 Avg (Jan–Jun) 9.8389
H2 Avg (Jul–Dec) 10.0859

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.2850 INR (High: 10.0276 / Low: 9.7427). On the other end, September was the most stable month, with a tight range of 0.1311 INR (High: 10.1707 / Low: 10.0396).

February Spread (Volatile) ±0.2850
September Spread (Stable) ±0.1311

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1151 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 10.2878) against the same month in 2024 (average: 9.7179), the exchange rate shifted by +0.5700 (+5.87%).

2025 Avg (December) 10.2878
2024 Avg (December) 9.7179

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.9240 9.7795 9.8560
February 10.0276 9.7427 9.9404
March 10.0021 9.7640 9.8968
April 9.8742 9.6614 9.7817
May 9.8375 9.5975 9.7348
June 9.9218 9.7634 9.8238
July 10.0157 9.7589 9.8480
August 10.1264 9.9497 10.0179
September 10.1707 10.0396 10.0942
October 10.1885 10.0293 10.1004
November 10.2565 10.1126 10.1671
December 10.3951 10.2293 10.2878