YEARLY HIGH
0.0829 CAD
YEARLY LOW
0.0715 CAD
YEARLY AVERAGE
0.0782 CAD

2025 SZL to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SZL to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0829. Conversely, the yearly low was recorded on April 9, dropping to 0.0715.

This high-to-low spread represents a total annual volatility of 0.0114 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0769 to the December average rate of 0.0819, the exchange rate registered a net change of 6.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0829 was up 2.96% compared to the 2024 peak of 0.0805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 414 CAD
2024 Average 374 CAD
Yearly Trough Low 358 CAD
Transaction Impact: A difference of 56.77 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0827
0.0735
JanuMarcMayJulySeptNove

SZL to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0767, compared to 0.0798 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0767
H2 Avg (Jul–Dec) 0.0798

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0063 CAD (High: 0.0778 / Low: 0.0715). On the other end, July was the most stable month, with a tight range of 0.0014 CAD (High: 0.0778 / Low: 0.0764).

April Spread (Volatile) ±0.0063
July Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0045 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0819) against the same month in 2024 (average: 0.0783), the exchange rate shifted by +0.0037 (+4.69%).

2025 Avg (December) 0.0819
2024 Avg (December) 0.0783

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0795 0.0750 0.0769
February 0.0784 0.0766 0.0774
March 0.0798 0.0777 0.0788
April 0.0778 0.0715 0.0743
May 0.0774 0.0738 0.0760
June 0.0775 0.0760 0.0766
July 0.0778 0.0764 0.0772
August 0.0793 0.0762 0.0779
September 0.0806 0.0778 0.0793
October 0.0817 0.0802 0.0810
November 0.0826 0.0807 0.0816
December 0.0829 0.0812 0.0819