YEARLY HIGH
5.4309 BIF
YEARLY LOW
5.0760 BIF
YEARLY AVERAGE
5.2838 BIF

2026 XOF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XOF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 5.4309. Conversely, the yearly low was recorded on March 9, dropping to 5.0760.

This high-to-low spread represents a total annual volatility of 0.3548 BIF. From a start-to-finish perspective, comparing the January average rate of 5.2948 to the December average rate of 5.2622, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.4309 was up 1.06% compared to the 2025 peak of 5.3741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XOF based on timing:

Yearly Peak High 27,154 BIF
2025 Average 25,488 BIF
Yearly Trough Low 25,380 BIF
Transaction Impact: A difference of 1,774.19 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.3518
5.2081
JanuFebrMarcApriMayJune

XOF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2838, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.2838 points.

H1 Avg (Jan–Jun) 5.2838
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2352 BIF (High: 5.3112 / Low: 5.0760). On the other end, June was the most stable month, with a tight range of 0.0459 BIF (High: 5.2851 / Low: 5.2391).

March Spread (Volatile) ±0.2352
June Spread (Stable) ±0.0459

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1198 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 5.2948) against the same month in 2025 (average: 4.6537), the exchange rate shifted by +0.6411 (+13.78%).

2026 Avg (January) 5.2948
2025 Avg (January) 4.6537

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4309 5.2258 5.2948
February 5.3931 5.3144 5.3399
March 5.3112 5.0760 5.2201
April 5.3455 5.2058 5.2962
May 5.3211 5.2743 5.2894
June 5.2851 5.2391 5.2622