YEARLY HIGH
5.1973 NAD
YEARLY LOW
3.8141 NAD
YEARLY AVERAGE
4.4865 NAD

2020 AED to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AED to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 5.1973. Conversely, the yearly low was recorded on January 4, dropping to 3.8141.

This high-to-low spread represents a total annual volatility of 1.3832 NAD. From a start-to-finish perspective, comparing the January average rate of 3.9086 to the December average rate of 4.0502, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1973 was down 48.25% compared to the 2019 peak of 10.0438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AED based on timing:

Yearly Peak High 25,987 NAD
2019 Average 19,747 NAD
Yearly Trough Low 19,071 NAD
Transaction Impact: A difference of 6,916.03 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.1663
3.7943
JanuMarcMayJulySeptNove

AED to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5292, compared to 4.4439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0852 points.

H1 Avg (Jan–Jun) 4.5292
H2 Avg (Jul–Dec) 4.4439

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7135 NAD (High: 4.8870 / Low: 4.1735). On the other end, July was the most stable month, with a tight range of 0.1661 NAD (High: 4.6472 / Low: 4.4811).

March Spread (Volatile) ±0.7135
July Spread (Stable) ±0.1661

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2926 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2926

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 5.0520) against the same month in 2019 (average: 3.8575), the exchange rate shifted by +1.1945 (+30.97%).

2020 Avg (April) 5.0520
2019 Avg (April) 3.8575

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0238 3.8141 3.9086
February 4.1928 4.0210 4.0765
March 4.8870 4.1735 4.5277
April 5.1973 4.8761 5.0520
May 5.0937 4.7345 4.9498
June 4.7588 4.5165 4.6604
July 4.6472 4.4811 4.5592
August 4.8160 4.5086 4.7213
September 4.7234 4.4185 4.5742
October 4.9289 4.3994 4.5256
November 4.4405 4.1546 4.2330
December 4.1803 3.9599 4.0502