2020 AFN to BIF Historical Review

YEARLY HIGH

25.3021 BIF

YEARLY LOW

24.0920 BIF

YEARLY AVERAGE

24.9118 BIF

2020 AFN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AFN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 25.3021. Conversely, the yearly low was recorded on January 1, dropping to 24.0920.

This high-to-low spread represents a total annual volatility of 1.2102 BIF. From a start-to-finish perspective, comparing the January average rate of 24.4120 to the December average rate of 25.2046, the exchange rate registered a net change of 3.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.3021 was up 2.95% compared to the 2019 peak of 24.5768, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 126,511 BIF

2019 Average 118,268 BIF

Yearly Trough Low 120,460 BIF

Transaction Impact: A difference of 6,050.95 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.2839

24.3327

JanuMarcMayJulySeptNove

AFN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.7071, compared to 25.1165 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4094 points.

H1 Avg (Jan–Jun) 24.7071

H2 Avg (Jul–Dec) 25.1165

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.7317 BIF (High: 24.9176 / Low: 24.1859). On the other end, November was the most stable month, with a tight range of 0.0827 BIF (High: 25.2338 / Low: 25.1511).

February Spread (Volatile) ±0.7317

November Spread (Stable) ±0.0827

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2032 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 25.2046) against the same month in 2019 (average: 23.8997), the exchange rate shifted by +1.3049 (+5.46%).

2020 Avg (December) 25.2046

2019 Avg (December) 23.8997

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.7513	24.0920	24.4120
February	24.9176	24.1859	24.5446
March	24.9840	24.5102	24.8194
April	25.0510	24.6389	24.8940
May	25.0131	24.6859	24.8878
June	24.8764	24.4987	24.6847
July	25.1304	24.7249	24.9666
August	25.1792	24.6408	25.0228
September	25.2862	25.0400	25.1392
October	25.2440	25.1249	25.1744
November	25.2338	25.1511	25.1915
December	25.3021	25.1222	25.2046