2020 AFN to HNL Historical Review

YEARLY HIGH

0.3287 HNL

YEARLY LOW

0.3129 HNL

YEARLY AVERAGE

0.3219 HNL

2020 AFN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AFN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.3287. Conversely, the yearly low was recorded on December 27, dropping to 0.3129.

This high-to-low spread represents a total annual volatility of 0.0157 HNL. From a start-to-finish perspective, comparing the January average rate of 0.3210 to the December average rate of 0.3146, the exchange rate registered a net change of -2.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3287 was down 0.46% compared to the 2019 peak of 0.3302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 1,643 HNL

2019 Average 1,577 HNL

Yearly Trough Low 1,565 HNL

Transaction Impact: A difference of 78.73 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3283

0.3133

JanuMarcMayJulySeptNove

AFN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3244, compared to 0.3194 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.3244

H2 Avg (Jul–Dec) 0.3194

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0125 HNL (High: 0.3287 / Low: 0.3162). On the other end, October was the most stable month, with a tight range of 0.0023 HNL (High: 0.3211 / Low: 0.3188).

February Spread (Volatile) ±0.0125

October Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0038 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3226) against the same month in 2019 (average: 0.3270), the exchange rate shifted by -0.0044 (-1.33%).

2020 Avg (February) 0.3226

2019 Avg (February) 0.3270

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3271	0.3156	0.3210
February	0.3287	0.3162	0.3226
March	0.3287	0.3210	0.3264
April	0.3286	0.3247	0.3271
May	0.3285	0.3236	0.3265
June	0.3251	0.3208	0.3227
July	0.3253	0.3209	0.3228
August	0.3253	0.3149	0.3208
September	0.3240	0.3194	0.3216
October	0.3211	0.3188	0.3198
November	0.3198	0.3149	0.3170
December	0.3158	0.3129	0.3146