YEARLY HIGH
22.3798 NGN
YEARLY LOW
20.5728 NGN
YEARLY AVERAGE
21.4025 NGN

2026 AFN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the AFN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 12, valuing the pair at 22.3798. Conversely, the yearly low was recorded on July 25, dropping to 20.5728.

This high-to-low spread represents a total annual volatility of 1.8070 NGN. From a start-to-finish perspective, comparing the January average rate of 21.6711 to the December average rate of 20.7252, the exchange rate registered a net change of -4.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.3798 was down 2.83% compared to the 2025 peak of 23.0327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 111,899 NGN
2025 Average 109,224 NGN
Yearly Trough Low 102,864 NGN
Transaction Impact: A difference of 9,035.10 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

21.9532
20.6136
JanuMarcMayJuly

AFN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5774, compared to 20.8780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6994 points.

H1 Avg (Jan–Jun) 21.5774
H2 Avg (Jul–Dec) 20.8780

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.1997 NGN (High: 22.3798 / Low: 21.1802). On the other end, May was the most stable month, with a tight range of 0.3179 NGN (High: 21.9869 / Low: 21.6690).

March Spread (Volatile) ±1.1997
May Spread (Stable) ±0.3179

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5521 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.5521

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 21.8416) against the same month in 2025 (average: 21.3429), the exchange rate shifted by +0.4987 (+2.34%).

2026 Avg (March) 21.8416
2025 Avg (March) 21.3429

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.9914 21.0314 21.6711
February 21.7990 20.6603 21.2183
March 22.3798 21.1802 21.8416
April 21.9555 20.7888 21.3476
May 21.9869 21.6690 21.8028
June 21.9120 21.2693 21.5829
July 21.7101 20.5728 21.0308
August 20.9342 20.6045 20.7252