2021 AFN to NZD Historical Review

YEARLY HIGH

0.0186 NZD

YEARLY LOW

0.0125 NZD

YEARLY AVERAGE

0.0171 NZD

2021 AFN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AFN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0186. Conversely, the yearly low was recorded on December 15, dropping to 0.0125.

This high-to-low spread represents a total annual volatility of 0.0061 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0180 to the December average rate of 0.0145, the exchange rate registered a net change of -19.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0186 was down 20.50% compared to the 2020 peak of 0.0234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 93 NZD

2020 Average 100 NZD

Yearly Trough Low 63 NZD

Transaction Impact: A difference of 30.43 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0185

0.0141

JanuMarcMayJulySeptNove

AFN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0180, compared to 0.0162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0180

H2 Avg (Jul–Dec) 0.0162

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0029 NZD (High: 0.0154 / Low: 0.0125). On the other end, November was the most stable month, with a tight range of 0.0004 NZD (High: 0.0156 / Low: 0.0152).

December Spread (Volatile) ±0.0029

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0181) against the same month in 2020 (average: 0.0217), the exchange rate shifted by -0.0036 (-16.70%).

2021 Avg (March) 0.0181

2020 Avg (March) 0.0217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0182	0.0177	0.0180
February	0.0181	0.0173	0.0179
March	0.0186	0.0177	0.0181
April	0.0184	0.0177	0.0181
May	0.0180	0.0175	0.0178
June	0.0184	0.0176	0.0179
July	0.0182	0.0175	0.0179
August	0.0180	0.0165	0.0173
September	0.0167	0.0159	0.0163
October	0.0161	0.0153	0.0157
November	0.0156	0.0152	0.0154
December	0.0154	0.0125	0.0145