2020 AFN to PKR Historical Review

YEARLY HIGH

2.1990 PKR

YEARLY LOW

1.9822 PKR

YEARLY AVERAGE

2.1059 PKR

2020 AFN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AFN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 2.1990. Conversely, the yearly low was recorded on January 18, dropping to 1.9822.

This high-to-low spread represents a total annual volatility of 0.2169 PKR. From a start-to-finish perspective, comparing the January average rate of 2.0041 to the December average rate of 2.0797, the exchange rate registered a net change of 3.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1990 was up 7.28% compared to the 2019 peak of 2.0498, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 10,995 PKR

2019 Average 9,637 PKR

Yearly Trough Low 9,911 PKR

Transaction Impact: A difference of 1,084.29 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1987

1.9865

JanuMarcMayJulySeptNove

AFN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0817, compared to 2.1300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0483 points.

H1 Avg (Jan–Jun) 2.0817

H2 Avg (Jul–Dec) 2.1300

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1438 PKR (High: 2.1687 / Low: 2.0249). On the other end, December was the most stable month, with a tight range of 0.0147 PKR (High: 2.0867 / Low: 2.0720).

March Spread (Volatile) ±0.1438

December Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0643 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0643

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.1810) against the same month in 2019 (average: 2.0286), the exchange rate shifted by +0.1524 (+7.51%).

2020 Avg (August) 2.1810

2019 Avg (August) 2.0286

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0226	1.9822	2.0041
February	2.0343	1.9839	2.0070
March	2.1687	2.0249	2.0774
April	2.1981	2.0999	2.1612
May	2.1259	2.0801	2.0969
June	2.1782	2.1125	2.1435
July	2.1855	2.1568	2.1697
August	2.1990	2.1507	2.1810
September	2.1756	2.1512	2.1608
October	2.1507	2.0878	2.1188
November	2.0906	2.0539	2.0701
December	2.0867	2.0720	2.0797