2020 ALL to BAM Historical Review

YEARLY HIGH

0.0196 BAM

YEARLY LOW

0.0142 BAM

YEARLY AVERAGE

0.0158 BAM

2020 ALL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0196. Conversely, the yearly low was recorded on May 10, dropping to 0.0142.

This high-to-low spread represents a total annual volatility of 0.0054 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0160 to the December average rate of 0.0158, the exchange rate registered a net change of -1.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0196 was up 20.42% compared to the 2019 peak of 0.0163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 98 BAM

2019 Average 79 BAM

Yearly Trough Low 71 BAM

Transaction Impact: A difference of 27.22 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0161

0.0156

JanuMarcMayJulySeptNove

ALL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0158

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0039 BAM (High: 0.0196 / Low: 0.0157). On the other end, October was the most stable month, with a tight range of 0.0001 BAM (High: 0.0158 / Low: 0.0157).

July Spread (Volatile) ±0.0039

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0159) against the same month in 2019 (average: 0.0160), the exchange rate shifted by -0.0001 (-0.81%).

2020 Avg (July) 0.0159

2019 Avg (July) 0.0160

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0161	0.0160	0.0160
February	0.0161	0.0159	0.0160
March	0.0160	0.0150	0.0158
April	0.0160	0.0153	0.0156
May	0.0160	0.0142	0.0158
June	0.0160	0.0156	0.0157
July	0.0196	0.0157	0.0159
August	0.0159	0.0157	0.0158
September	0.0158	0.0157	0.0158
October	0.0158	0.0157	0.0158
November	0.0159	0.0157	0.0158
December	0.0159	0.0158	0.0158