2020 ALL to BOB Historical Review

YEARLY HIGH

0.0791 BOB

YEARLY LOW

0.0541 BOB

YEARLY AVERAGE

0.0637 BOB

2020 ALL to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0791. Conversely, the yearly low was recorded on May 10, dropping to 0.0541.

This high-to-low spread represents a total annual volatility of 0.0250 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0629 to the December average rate of 0.0679, the exchange rate registered a net change of 7.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0791 was up 22.28% compared to the 2019 peak of 0.0647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 395 BOB

2019 Average 314 BOB

Yearly Trough Low 271 BOB

Transaction Impact: A difference of 124.81 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0687

0.0589

JanuMarcMayJulySeptNove

ALL to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0615, compared to 0.0659 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.0615

H2 Avg (Jul–Dec) 0.0659

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0166 BOB (High: 0.0791 / Low: 0.0625). On the other end, August was the most stable month, with a tight range of 0.0011 BOB (High: 0.0665 / Low: 0.0654).

July Spread (Volatile) ±0.0166

August Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0017 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0642) against the same month in 2019 (average: 0.0635), the exchange rate shifted by +0.0007 (+1.08%).

2020 Avg (July) 0.0642

2019 Avg (July) 0.0635

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0636	0.0621	0.0629
February	0.0628	0.0611	0.0618
March	0.0641	0.0582	0.0614
April	0.0612	0.0589	0.0597
May	0.0618	0.0541	0.0606
June	0.0632	0.0618	0.0626
July	0.0791	0.0625	0.0642
August	0.0665	0.0654	0.0659
September	0.0666	0.0648	0.0656
October	0.0660	0.0649	0.0655
November	0.0666	0.0650	0.0660
December	0.0688	0.0667	0.0679