2020 ALL to GEL Historical Review

YEARLY HIGH

0.0353 GEL

YEARLY LOW

0.0247 GEL

YEARLY AVERAGE

0.0287 GEL

2020 ALL to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0353. Conversely, the yearly low was recorded on February 25, dropping to 0.0247.

This high-to-low spread represents a total annual volatility of 0.0105 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0262 to the December average rate of 0.0325, the exchange rate registered a net change of 23.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0353 was up 29.73% compared to the 2019 peak of 0.0272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 176 GEL

2019 Average 128 GEL

Yearly Trough Low 124 GEL

Transaction Impact: A difference of 52.65 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0332

0.0247

JanuMarcMayJulySeptNove

ALL to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0270, compared to 0.0305 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0270

H2 Avg (Jul–Dec) 0.0305

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0076 GEL (High: 0.0353 / Low: 0.0276). On the other end, January was the most stable month, with a tight range of 0.0004 GEL (High: 0.0264 / Low: 0.0260).

July Spread (Volatile) ±0.0076

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0286) against the same month in 2019 (average: 0.0263), the exchange rate shifted by +0.0022 (+8.47%).

2020 Avg (July) 0.0286

2019 Avg (July) 0.0263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0264	0.0260	0.0262
February	0.0263	0.0247	0.0254
March	0.0301	0.0250	0.0269
April	0.0285	0.0271	0.0276
May	0.0285	0.0253	0.0281
June	0.0288	0.0269	0.0277
July	0.0353	0.0276	0.0286
August	0.0298	0.0292	0.0295
September	0.0316	0.0293	0.0302
October	0.0310	0.0303	0.0306
November	0.0326	0.0305	0.0317
December	0.0327	0.0321	0.0325