2021 ALL to HNL Historical Review

YEARLY HIGH

0.2480 HNL

YEARLY LOW

0.2230 HNL

YEARLY AVERAGE

0.2329 HNL

2021 ALL to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2480. Conversely, the yearly low was recorded on November 25, dropping to 0.2230.

This high-to-low spread represents a total annual volatility of 0.0249 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2389 to the December average rate of 0.2272, the exchange rate registered a net change of -4.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2480 was down 12.91% compared to the 2020 peak of 0.2847, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 1,240 HNL

2020 Average 1,141 HNL

Yearly Trough Low 1,115 HNL

Transaction Impact: A difference of 124.68 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2402

0.2245

JanuMarcMayJulySeptNove

ALL to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2361, compared to 0.2296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.2361

H2 Avg (Jul–Dec) 0.2296

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0123 HNL (High: 0.2480 / Low: 0.2357). On the other end, October was the most stable month, with a tight range of 0.0029 HNL (High: 0.2318 / Low: 0.2290).

January Spread (Volatile) ±0.0123

October Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0050 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2389) against the same month in 2020 (average: 0.2255), the exchange rate shifted by +0.0134 (+5.93%).

2021 Avg (January) 0.2389

2020 Avg (January) 0.2255

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2480	0.2357	0.2389
February	0.2391	0.2349	0.2371
March	0.2372	0.2297	0.2336
April	0.2376	0.2295	0.2338
May	0.2398	0.2351	0.2377
June	0.2391	0.2316	0.2358
July	0.2324	0.2284	0.2308
August	0.2337	0.2277	0.2302
September	0.2354	0.2300	0.2334
October	0.2318	0.2290	0.2303
November	0.2283	0.2230	0.2258
December	0.2296	0.2244	0.2272