2020 ALL to MAD Historical Review

YEARLY HIGH

0.1097 MAD

YEARLY LOW

0.0771 MAD

YEARLY AVERAGE

0.0875 MAD

2020 ALL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.1097. Conversely, the yearly low was recorded on May 10, dropping to 0.0771.

This high-to-low spread represents a total annual volatility of 0.0326 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0874 to the December average rate of 0.0885, the exchange rate registered a net change of 1.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1097 was up 22.76% compared to the 2019 peak of 0.0894, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 549 MAD

2019 Average 438 MAD

Yearly Trough Low 386 MAD

Transaction Impact: A difference of 162.86 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0891

0.0861

JanuMarcMayJulySeptNove

ALL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0870, compared to 0.0880 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0870

H2 Avg (Jul–Dec) 0.0880

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0220 MAD (High: 0.1097 / Low: 0.0877). On the other end, November was the most stable month, with a tight range of 0.0007 MAD (High: 0.0876 / Low: 0.0869).

July Spread (Volatile) ±0.0220

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0888) against the same month in 2019 (average: 0.0882), the exchange rate shifted by +0.0006 (+0.74%).

2020 Avg (July) 0.0888

2019 Avg (July) 0.0882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0885	0.0867	0.0874
February	0.0872	0.0859	0.0864
March	0.0877	0.0848	0.0863
April	0.0889	0.0864	0.0878
May	0.0879	0.0771	0.0865
June	0.0885	0.0870	0.0877
July	0.1097	0.0877	0.0888
August	0.0889	0.0872	0.0881
September	0.0883	0.0873	0.0877
October	0.0880	0.0868	0.0874
November	0.0876	0.0869	0.0874
December	0.0914	0.0876	0.0885