2020 ALL to PEN Historical Review

YEARLY HIGH

0.0402 PEN

YEARLY LOW

0.0267 PEN

YEARLY AVERAGE

0.0323 PEN

2020 ALL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0402. Conversely, the yearly low was recorded on May 10, dropping to 0.0267.

This high-to-low spread represents a total annual volatility of 0.0135 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0303 to the December average rate of 0.0355, the exchange rate registered a net change of 17.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0402 was up 28.06% compared to the 2019 peak of 0.0314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 201 PEN

2019 Average 152 PEN

Yearly Trough Low 134 PEN

Transaction Impact: A difference of 67.49 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0361

0.0289

JanuMarcMayJulySeptNove

ALL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0304, compared to 0.0341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0304

H2 Avg (Jul–Dec) 0.0341

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0083 PEN (High: 0.0402 / Low: 0.0319). On the other end, October was the most stable month, with a tight range of 0.0005 PEN (High: 0.0344 / Low: 0.0339).

July Spread (Volatile) ±0.0083

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0017 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0327) against the same month in 2019 (average: 0.0303), the exchange rate shifted by +0.0024 (+8.07%).

2020 Avg (July) 0.0327

2019 Avg (July) 0.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0308	0.0300	0.0303
February	0.0309	0.0299	0.0303
March	0.0324	0.0290	0.0311
April	0.0299	0.0290	0.0295
May	0.0307	0.0267	0.0300
June	0.0320	0.0307	0.0315
July	0.0402	0.0319	0.0327
August	0.0344	0.0335	0.0340
September	0.0342	0.0336	0.0338
October	0.0344	0.0339	0.0341
November	0.0351	0.0340	0.0345
December	0.0360	0.0349	0.0355