YEARLY HIGH
0.5648 PHP
YEARLY LOW
0.3957 PHP
YEARLY AVERAGE
0.4573 PHP

2020 ALL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.5648. Conversely, the yearly low was recorded on May 10, dropping to 0.3957.

This high-to-low spread represents a total annual volatility of 0.1691 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4625 to the December average rate of 0.4738, the exchange rate registered a net change of 2.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5648 was up 15.88% compared to the 2019 peak of 0.4874, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 2,824 PHP
2019 Average 2,356 PHP
Yearly Trough Low 1,978 PHP
Transaction Impact: A difference of 845.35 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4773
0.4354
JanuMarcMayJulySeptNove

ALL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4511, compared to 0.4636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 0.4511
H2 Avg (Jul–Dec) 0.4636

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1164 PHP (High: 0.5648 / Low: 0.4484). On the other end, October was the most stable month, with a tight range of 0.0085 PHP (High: 0.4636 / Low: 0.4551).

July Spread (Volatile) ±0.1164
October Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0153 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.4594) against the same month in 2019 (average: 0.4701), the exchange rate shifted by -0.0106 (-2.26%).

2020 Avg (July) 0.4594
2019 Avg (July) 0.4701

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4687 0.4559 0.4625
February 0.4635 0.4471 0.4539
March 0.4706 0.4280 0.4542
April 0.4478 0.4318 0.4389
May 0.4515 0.3957 0.4437
June 0.4620 0.4499 0.4533
July 0.5648 0.4484 0.4594
August 0.4703 0.4604 0.4653
September 0.4693 0.4555 0.4612
October 0.4636 0.4551 0.4602
November 0.4643 0.4552 0.4615
December 0.4783 0.4640 0.4738