2020 ALL to ZAR Historical Review

YEARLY HIGH

0.1910 ZAR

YEARLY LOW

0.1283 ZAR

YEARLY AVERAGE

0.1517 ZAR

2020 ALL to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.1910. Conversely, the yearly low was recorded on January 1, dropping to 0.1283.

This high-to-low spread represents a total annual volatility of 0.0626 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.1311 to the December average rate of 0.1465, the exchange rate registered a net change of 11.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1910 was up 34.02% compared to the 2019 peak of 0.1425, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 955 ZAR

2019 Average 657 ZAR

Yearly Trough Low 642 ZAR

Transaction Impact: A difference of 313.18 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1676

0.1277

JanuMarcMayJulySeptNove

ALL to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1484, compared to 0.1550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.1484

H2 Avg (Jul–Dec) 0.1550

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0389 ZAR (High: 0.1910 / Low: 0.1521). On the other end, December was the most stable month, with a tight range of 0.0054 ZAR (High: 0.1495 / Low: 0.1441).

July Spread (Volatile) ±0.0389

December Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0075 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.1559) against the same month in 2019 (average: 0.1293), the exchange rate shifted by +0.0266 (+20.58%).

2020 Avg (July) 0.1559

2019 Avg (July) 0.1293

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1364	0.1283	0.1311
February	0.1403	0.1322	0.1345
March	0.1558	0.1382	0.1488
April	0.1657	0.1550	0.1614
May	0.1678	0.1439	0.1595
June	0.1582	0.1512	0.1550
July	0.1910	0.1521	0.1559
August	0.1683	0.1578	0.1643
September	0.1622	0.1538	0.1589
October	0.1588	0.1527	0.1560
November	0.1533	0.1454	0.1485
December	0.1495	0.1441	0.1465