YEARLY HIGH
3.7935 NGN
YEARLY LOW
3.5531 NGN
YEARLY AVERAGE
3.6951 NGN

2026 AMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the AMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 3.7935. Conversely, the yearly low was recorded on February 18, dropping to 3.5531.

This high-to-low spread represents a total annual volatility of 0.2404 NGN. From a start-to-finish perspective, comparing the January average rate of 3.7372 to the December average rate of 3.7414, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.7935 was down 10.58% compared to the 2025 peak of 4.2424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AMD based on timing:

Yearly Peak High 18,968 NGN
2025 Average 19,667 NGN
Yearly Trough Low 17,766 NGN
Transaction Impact: A difference of 1,201.80 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.7635
3.5873
JanuMarcMayJuly

AMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6785, compared to 3.7451 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0667 points.

H1 Avg (Jan–Jun) 3.6785
H2 Avg (Jul–Dec) 3.7451

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1644 NGN (High: 3.7935 / Low: 3.6291). On the other end, August was the most stable month, with a tight range of 0.0000 NGN (High: 3.7414 / Low: 3.7414).

January Spread (Volatile) ±0.1644
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1352 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.7372) against the same month in 2025 (average: 3.8814), the exchange rate shifted by -0.1442 (-3.71%).

2026 Avg (January) 3.7372
2025 Avg (January) 3.8814

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7935 3.6291 3.7372
February 3.6788 3.5531 3.6020
March 3.7105 3.5888 3.6557
April 3.7199 3.5882 3.6382
May 3.7353 3.7161 3.7281
June 3.7538 3.6834 3.7095
July 3.7758 3.7252 3.7489
August 3.7414 3.7414 3.7414