YEARLY HIGH
3.6388 BIF
YEARLY LOW
2.9532 BIF
YEARLY AVERAGE
3.1586 BIF

2021 AOA to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AOA to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.6388. Conversely, the yearly low was recorded on January 18, dropping to 2.9532.

This high-to-low spread represents a total annual volatility of 0.6857 BIF. From a start-to-finish perspective, comparing the January average rate of 2.9687 to the December average rate of 3.5442, the exchange rate registered a net change of 19.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.6388 was down 6.91% compared to the 2020 peak of 3.9089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AOA based on timing:

Yearly Peak High 18,194 BIF
2020 Average 16,691 BIF
Yearly Trough Low 14,766 BIF
Transaction Impact: A difference of 3,428.27 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.6017
2.9112
JanuMarcMayJulySeptNove

AOA to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0403, compared to 3.2770 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2367 points.

H1 Avg (Jan–Jun) 3.0403
H2 Avg (Jul–Dec) 3.2770

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1978 BIF (High: 3.5257 / Low: 3.3279). On the other end, August was the most stable month, with a tight range of 0.0238 BIF (High: 3.1271 / Low: 3.1033).

November Spread (Volatile) ±0.1978
August Spread (Stable) ±0.0238

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1016 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.5442) against the same month in 2020 (average: 2.9638), the exchange rate shifted by +0.5804 (+19.58%).

2021 Avg (December) 3.5442
2020 Avg (December) 2.9638

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.9893 2.9532 2.9687
February 3.0670 2.9591 2.9929
March 3.1840 3.0975 3.1404
April 3.1223 2.9592 3.0388
May 3.0761 2.9853 3.0270
June 3.0872 3.0463 3.0738
July 3.1060 3.0641 3.0872
August 3.1271 3.1033 3.1139
September 3.3221 3.1309 3.2192
October 3.3516 3.3147 3.3329
November 3.5257 3.3279 3.3645
December 3.6388 3.4976 3.5442