2021 ARS to SGD Historical Review

YEARLY HIGH

0.0157 SGD

YEARLY LOW

0.0131 SGD

YEARLY AVERAGE

0.0142 SGD

2021 ARS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0157. Conversely, the yearly low was recorded on December 31, dropping to 0.0131.

This high-to-low spread represents a total annual volatility of 0.0025 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0154 to the December average rate of 0.0134, the exchange rate registered a net change of -13.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0157 was down 31.70% compared to the 2020 peak of 0.0229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 78 SGD

2020 Average 99 SGD

Yearly Trough Low 66 SGD

Transaction Impact: A difference of 12.66 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0156

0.0132

JanuMarcMayJulySeptNove

ARS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0146, compared to 0.0137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0146

H2 Avg (Jul–Dec) 0.0137

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0005 SGD (High: 0.0147 / Low: 0.0142). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0136 / Low: 0.0135).

April Spread (Volatile) ±0.0005

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0154) against the same month in 2020 (average: 0.0225), the exchange rate shifted by -0.0071 (-31.51%).

2021 Avg (January) 0.0154

2020 Avg (January) 0.0225

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0157	0.0152	0.0154
February	0.0152	0.0147	0.0150
March	0.0149	0.0146	0.0148
April	0.0147	0.0142	0.0144
May	0.0143	0.0140	0.0141
June	0.0141	0.0139	0.0140
July	0.0142	0.0140	0.0141
August	0.0140	0.0138	0.0139
September	0.0138	0.0137	0.0137
October	0.0138	0.0135	0.0136
November	0.0136	0.0135	0.0135
December	0.0136	0.0131	0.0134