YEARLY HIGH
4.5219 GHS
YEARLY LOW
3.2240 GHS
YEARLY AVERAGE
3.9616 GHS

2020 AUD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AUD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.5219. Conversely, the yearly low was recorded on March 19, dropping to 3.2240.

This high-to-low spread represents a total annual volatility of 1.2980 GHS. From a start-to-finish perspective, comparing the January average rate of 3.8812 to the December average rate of 4.4243, the exchange rate registered a net change of 13.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.5219 was down 54.90% compared to the 2019 peak of 10.0262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 22,610 GHS
2019 Average 18,725 GHS
Yearly Trough Low 16,120 GHS
Transaction Impact: A difference of 6,489.76 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.5199
3.3723
JanuMarcMayJulySeptNove

AUD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7209, compared to 4.2024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4815 points.

H1 Avg (Jan–Jun) 3.7209
H2 Avg (Jul–Dec) 4.2024

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4077 GHS (High: 3.6316 / Low: 3.2240). On the other end, October was the most stable month, with a tight range of 0.1220 GHS (High: 4.2181 / Low: 4.0961).

March Spread (Volatile) ±0.4077
October Spread (Stable) ±0.1220

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2973 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.4243) against the same month in 2019 (average: 3.9253), the exchange rate shifted by +0.4990 (+12.71%).

2020 Avg (December) 4.4243
2019 Avg (December) 3.9253

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9830 3.6817 3.8812
February 3.6817 3.4994 3.5839
March 3.6316 3.2240 3.4680
April 3.8025 3.4576 3.6397
May 3.8507 3.6842 3.7627
June 4.0600 3.8972 3.9898
July 4.1574 4.0025 4.0587
August 4.2639 4.1056 4.1582
September 4.2587 4.0720 4.1811
October 4.2181 4.0961 4.1439
November 4.3301 4.0831 4.2480
December 4.5219 4.3253 4.4243