YEARLY HIGH
4.7576 HRK
YEARLY LOW
4.0223 HRK
YEARLY AVERAGE
4.5572 HRK

2020 AUD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AUD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.7576. Conversely, the yearly low was recorded on March 18, dropping to 4.0223.

This high-to-low spread represents a total annual volatility of 0.7353 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6029 to the December average rate of 4.6707, the exchange rate registered a net change of 1.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.7576 was up 0.38% compared to the 2019 peak of 4.7395, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 23,788 HRK
2019 Average 23,037 HRK
Yearly Trough Low 20,111 HRK
Transaction Impact: A difference of 3,676.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7126
4.2102
JanuMarcMayJulySeptNove

AUD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4945, compared to 4.6200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1255 points.

H1 Avg (Jan–Jun) 4.4945
H2 Avg (Jul–Dec) 4.6200

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4320 HRK (High: 4.4542 / Low: 4.0223). On the other end, September was the most stable month, with a tight range of 0.1001 HRK (High: 4.6614 / Low: 4.5612).

March Spread (Volatile) ±0.4320
September Spread (Stable) ±0.1001

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2973 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.6707) against the same month in 2019 (average: 4.6138), the exchange rate shifted by +0.0569 (+1.23%).

2020 Avg (December) 4.6707
2019 Avg (December) 4.6138

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6606 4.4917 4.6029
February 4.6270 4.4096 4.5494
March 4.4542 4.0223 4.2520
April 4.5619 4.2292 4.4023
May 4.5927 4.4138 4.5226
June 4.6998 4.5795 4.6377
July 4.6683 4.5090 4.6170
August 4.6677 4.5090 4.5716
September 4.6614 4.5612 4.6237
October 4.6349 4.5126 4.5887
November 4.6817 4.5540 4.6483
December 4.7576 4.6082 4.6707