2020 AUD to SGD Historical Review

YEARLY HIGH

1.0177 SGD

YEARLY LOW

0.8336 SGD

YEARLY AVERAGE

0.9515 SGD

2020 AUD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AUD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0177. Conversely, the yearly low was recorded on March 18, dropping to 0.8336.

This high-to-low spread represents a total annual volatility of 0.1841 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9275 to the December average rate of 1.0043, the exchange rate registered a net change of 8.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0177 was up 3.91% compared to the 2019 peak of 0.9794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 5,089 SGD

2019 Average 4,742 SGD

Yearly Trough Low 4,168 SGD

Transaction Impact: A difference of 920.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0167

0.8676

JanuMarcMayJulySeptNove

AUD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9192, compared to 0.9838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0646 points.

H1 Avg (Jan–Jun) 0.9192

H2 Avg (Jul–Dec) 0.9838

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0846 SGD (High: 0.9182 / Low: 0.8336). On the other end, June was the most stable month, with a tight range of 0.0228 SGD (High: 0.9748 / Low: 0.9520).

March Spread (Volatile) ±0.0846

June Spread (Stable) ±0.0228

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0455 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0043) against the same month in 2019 (average: 0.9345), the exchange rate shifted by +0.0698 (+7.47%).

2020 Avg (December) 1.0043

2019 Avg (December) 0.9345

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9444	0.9136	0.9275
February	0.9351	0.9069	0.9256
March	0.9182	0.8336	0.8801
April	0.9249	0.8628	0.8970
May	0.9427	0.9054	0.9242
June	0.9748	0.9520	0.9611
July	0.9891	0.9634	0.9750
August	1.0038	0.9795	0.9864
September	1.0038	0.9678	0.9873
October	0.9797	0.9565	0.9694
November	0.9899	0.9584	0.9805
December	1.0177	0.9871	1.0043