2020 AUD to TOP Historical Review

YEARLY HIGH

1.7515 TOP

YEARLY LOW

1.3738 TOP

YEARLY AVERAGE

1.5886 TOP

2020 AUD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AUD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.7515. Conversely, the yearly low was recorded on March 18, dropping to 1.3738.

This high-to-low spread represents a total annual volatility of 0.3777 TOP. From a start-to-finish perspective, comparing the January average rate of 1.5769 to the December average rate of 1.7219, the exchange rate registered a net change of 9.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.7515 was up 6.50% compared to the 2019 peak of 1.6447, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 8,757 TOP

2019 Average 7,963 TOP

Yearly Trough Low 6,869 TOP

Transaction Impact: A difference of 1,888.42 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.7481

1.4333

JanuMarcMayJulySeptNove

AUD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5202, compared to 1.6570 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1368 points.

H1 Avg (Jan–Jun) 1.5202

H2 Avg (Jul–Dec) 1.6570

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1675 TOP (High: 1.5413 / Low: 1.3738). On the other end, October was the most stable month, with a tight range of 0.0423 TOP (High: 1.6751 / Low: 1.6328).

March Spread (Volatile) ±0.1675

October Spread (Stable) ±0.0423

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0838 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0838

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.7219) against the same month in 2019 (average: 1.5843), the exchange rate shifted by +0.1376 (+8.69%).

2020 Avg (December) 1.7219

2019 Avg (December) 1.5843

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6043	1.5501	1.5769
February	1.5641	1.5091	1.5433
March	1.5413	1.3738	1.4595
April	1.5169	1.4128	1.4718
May	1.5316	1.4703	1.5038
June	1.5875	1.5382	1.5659
July	1.6364	1.5821	1.6019
August	1.6780	1.6208	1.6430
September	1.6697	1.6195	1.6506
October	1.6751	1.6328	1.6496
November	1.6944	1.6302	1.6753
December	1.7515	1.6888	1.7219