YEARLY HIGH
4.3557 HRK
YEARLY LOW
3.6459 HRK
YEARLY AVERAGE
3.9791 HRK

2022 AWG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the AWG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 4.3557. Conversely, the yearly low was recorded on January 13, dropping to 3.6459.

This high-to-low spread represents a total annual volatility of 0.7098 HRK. From a start-to-finish perspective, comparing the January average rate of 3.6937 to the December average rate of 3.9561, the exchange rate registered a net change of 7.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.3557 was up 16.73% compared to the 2021 peak of 3.7313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AWG based on timing:

Yearly Peak High 21,778 HRK
2021 Average 17,687 HRK
Yearly Trough Low 18,229 HRK
Transaction Impact: A difference of 3,548.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.3071
3.6339
JanuMarcMayJulySeptNove

AWG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8341, compared to 4.1241 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2900 points.

H1 Avg (Jan–Jun) 3.8341
H2 Avg (Jul–Dec) 4.1241

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.2791 HRK (High: 4.2948 / Low: 4.0157). On the other end, December was the most stable month, with a tight range of 0.0927 HRK (High: 4.0050 / Low: 3.9123).

November Spread (Volatile) ±0.2791
December Spread (Stable) ±0.0927

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1563 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1563

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 4.2138) against the same month in 2021 (average: 3.5366), the exchange rate shifted by +0.6772 (+19.15%).

2022 Avg (September) 4.2138
2021 Avg (September) 3.5366

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7658 3.6459 3.6937
February 3.7486 3.6475 3.6900
March 3.8655 3.7698 3.8197
April 4.0044 3.8026 3.8826
May 4.0268 3.8989 3.9617
June 4.0127 3.8926 3.9570
July 4.1781 4.0139 4.1080
August 4.1889 4.0449 4.1212
September 4.3557 4.1274 4.2138
October 4.3096 4.1462 4.2510
November 4.2948 4.0157 4.0947
December 4.0050 3.9123 3.9561