YEARLY HIGH
3.6378 GHS
YEARLY LOW
3.3666 GHS
YEARLY AVERAGE
3.4825 GHS

2021 AZN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AZN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 3.6378. Conversely, the yearly low was recorded on March 14, dropping to 3.3666.

This high-to-low spread represents a total annual volatility of 0.2712 GHS. From a start-to-finish perspective, comparing the January average rate of 3.4412 to the December average rate of 3.6123, the exchange rate registered a net change of 4.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.6378 was up 3.70% compared to the 2020 peak of 3.5080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 18,189 GHS
2020 Average 16,842 GHS
Yearly Trough Low 16,833 GHS
Transaction Impact: A difference of 1,356.09 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.6359
3.3533
JanuMarcMayJulySeptNove

AZN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4055, compared to 3.5594 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1539 points.

H1 Avg (Jan–Jun) 3.4055
H2 Avg (Jul–Dec) 3.5594

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0747 GHS (High: 3.5172 / Low: 3.4425). On the other end, April was the most stable month, with a tight range of 0.0193 GHS (High: 3.4060 / Low: 3.3868).

July Spread (Volatile) ±0.0747
April Spread (Stable) ±0.0193

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0341 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.6123) against the same month in 2020 (average: 3.4469), the exchange rate shifted by +0.1654 (+4.80%).

2021 Avg (December) 3.6123
2020 Avg (December) 3.4469

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4649 3.4253 3.4412
February 3.4271 3.3798 3.4071
March 3.3994 3.3666 3.3768
April 3.4060 3.3868 3.3969
May 3.4078 3.3721 3.3943
June 3.4395 3.3984 3.4170
July 3.5172 3.4425 3.4889
August 3.5559 3.4976 3.5388
September 3.5634 3.5038 3.5471
October 3.5888 3.5542 3.5693
November 3.6159 3.5736 3.6002
December 3.6378 3.5752 3.6123