YEARLY HIGH
0.8759 NZD
YEARLY LOW
0.7899 NZD
YEARLY AVERAGE
0.8316 NZD

2021 AZN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AZN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.8759. Conversely, the yearly low was recorded on February 24, dropping to 0.7899.

This high-to-low spread represents a total annual volatility of 0.0860 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8183 to the December average rate of 0.8666, the exchange rate registered a net change of 5.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8759 was down 16.10% compared to the 2020 peak of 1.0440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 4,380 NZD
2020 Average 4,526 NZD
Yearly Trough Low 3,950 NZD
Transaction Impact: A difference of 430.00 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8722
0.8060
JanuMarcMayJulySeptNove

AZN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8204, compared to 0.8428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0224 points.

H1 Avg (Jan–Jun) 0.8204
H2 Avg (Jul–Dec) 0.8428

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0431 NZD (High: 0.8621 / Low: 0.8191). On the other end, May was the most stable month, with a tight range of 0.0152 NZD (High: 0.8210 / Low: 0.8059).

November Spread (Volatile) ±0.0431
May Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0119 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8666) against the same month in 2020 (average: 0.8277), the exchange rate shifted by +0.0389 (+4.70%).

2021 Avg (December) 0.8666
2020 Avg (December) 0.8277

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8294 0.8049 0.8183
February 0.8214 0.7899 0.8115
March 0.8441 0.8063 0.8245
April 0.8384 0.8087 0.8257
May 0.8210 0.8059 0.8138
June 0.8477 0.8107 0.8284
July 0.8493 0.8339 0.8413
August 0.8622 0.8339 0.8429
September 0.8556 0.8221 0.8330
October 0.8500 0.8168 0.8334
November 0.8621 0.8191 0.8392
December 0.8759 0.8597 0.8666