YEARLY HIGH
2.5196 PLN
YEARLY LOW
2.1259 PLN
YEARLY AVERAGE
2.2895 PLN

2020 AZN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AZN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.5196. Conversely, the yearly low was recorded on December 17, dropping to 2.1259.

This high-to-low spread represents a total annual volatility of 0.3936 PLN. From a start-to-finish perspective, comparing the January average rate of 2.2473 to the December average rate of 2.1603, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5196 was up 6.83% compared to the 2019 peak of 2.3586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 12,598 PLN
2019 Average 11,273 PLN
Yearly Trough Low 10,630 PLN
Transaction Impact: A difference of 1,968.22 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4867
2.1307
JanuMarcMayJulySeptNove

AZN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3535, compared to 2.2254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1281 points.

H1 Avg (Jan–Jun) 2.3535
H2 Avg (Jul–Dec) 2.2254

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2925 PLN (High: 2.5196 / Low: 2.2271). On the other end, August was the most stable month, with a tight range of 0.0535 PLN (High: 2.2057 / Low: 2.1522).

March Spread (Volatile) ±0.2925
August Spread (Stable) ±0.0535

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1174 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.3564) against the same month in 2019 (average: 2.2349), the exchange rate shifted by +0.1215 (+5.44%).

2020 Avg (March) 2.3564
2019 Avg (March) 2.2349

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.2867 2.2201 2.2473
February 2.3321 2.2672 2.3029
March 2.5196 2.2271 2.3564
April 2.4949 2.4175 2.4571
May 2.4801 2.3475 2.4375
June 2.3490 2.2877 2.3200
July 2.3364 2.1815 2.2816
August 2.2057 2.1522 2.1862
September 2.3079 2.1620 2.2307
October 2.3265 2.2163 2.2649
November 2.3273 2.2010 2.2290
December 2.1878 2.1259 2.1603