2020 BAM to AFN Historical Review

YEARLY HIGH

48.5238 AFN

YEARLY LOW

41.6944 AFN

YEARLY AVERAGE

44.8353 AFN

2020 BAM to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 48.5238. Conversely, the yearly low was recorded on March 22, dropping to 41.6944.

This high-to-low spread represents a total annual volatility of 6.8293 AFN. From a start-to-finish perspective, comparing the January average rate of 43.8320 to the December average rate of 47.9602, the exchange rate registered a net change of 9.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 48.5238 was up 2.39% compared to the 2019 peak of 47.3896, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 242,619 AFN

2019 Average 222,952 AFN

Yearly Trough Low 208,472 AFN

Transaction Impact: A difference of 34,146.72 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.5258

41.7385

JanuMarcMayJulySeptNove

BAM to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.2061, compared to 46.4646 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2585 points.

H1 Avg (Jan–Jun) 43.2061

H2 Avg (Jul–Dec) 46.4646

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.6833 AFN (High: 44.3777 / Low: 41.6944). On the other end, October was the most stable month, with a tight range of 0.7594 AFN (High: 46.6314 / Low: 45.8720).

March Spread (Volatile) ±2.6833

October Spread (Stable) ±0.7594

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.9199 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.9199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 47.9602) against the same month in 2019 (average: 44.6199), the exchange rate shifted by +3.3403 (+7.49%).

2020 Avg (December) 47.9602

2019 Avg (December) 44.6199

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.6072	43.0557	43.8320
February	44.0478	42.4481	42.9121
March	44.3777	41.6944	43.1025
April	42.9361	41.8263	42.3041
May	43.6070	42.0826	42.6281
June	45.1417	43.5697	44.4576
July	46.4885	44.2271	45.0854
August	47.0742	46.0878	46.5955
September	47.0868	45.7639	46.3349
October	46.6314	45.8720	46.2370
November	47.2169	45.7983	46.5744
December	48.5238	47.1143	47.9602