2020 BAM to BBD Historical Review

YEARLY HIGH

1.2555 BBD

YEARLY LOW

1.0974 BBD

YEARLY AVERAGE

1.1668 BBD

2020 BAM to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2555. Conversely, the yearly low was recorded on March 22, dropping to 1.0974.

This high-to-low spread represents a total annual volatility of 0.1581 BBD. From a start-to-finish perspective, comparing the January average rate of 1.1354 to the December average rate of 1.2446, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2555 was up 6.45% compared to the 2019 peak of 1.1794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,277 BBD

2019 Average 5,725 BBD

Yearly Trough Low 5,487 BBD

Transaction Impact: A difference of 790.46 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2580

1.0974

JanuMarcMayJulySeptNove

BAM to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1264, compared to 1.2072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0808 points.

H1 Avg (Jan–Jun) 1.1264

H2 Avg (Jul–Dec) 1.2072

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0701 BBD (High: 1.1675 / Low: 1.0974). On the other end, April was the most stable month, with a tight range of 0.0183 BBD (High: 1.1201 / Low: 1.1018).

March Spread (Volatile) ±0.0701

April Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0204 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2446) against the same month in 2019 (average: 1.1361), the exchange rate shifted by +0.1085 (+9.55%).

2020 Avg (December) 1.2446

2019 Avg (December) 1.1361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1452	1.1252	1.1354
February	1.1314	1.1037	1.1157
March	1.1675	1.0974	1.1311
April	1.1201	1.1018	1.1108
May	1.1387	1.1027	1.1148
June	1.1627	1.1361	1.1507
July	1.2122	1.1450	1.1700
August	1.2211	1.1998	1.2091
September	1.2263	1.1905	1.2062
October	1.2128	1.1933	1.2032
November	1.2256	1.1913	1.2101
December	1.2555	1.2237	1.2446