2020 BAM to BDT Historical Review

YEARLY HIGH

53.2081 BDT

YEARLY LOW

46.3413 BDT

YEARLY AVERAGE

49.4985 BDT

2020 BAM to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 53.2081. Conversely, the yearly low was recorded on March 23, dropping to 46.3413.

This high-to-low spread represents a total annual volatility of 6.8668 BDT. From a start-to-finish perspective, comparing the January average rate of 48.1658 to the December average rate of 52.7670, the exchange rate registered a net change of 9.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 53.2081 was up 7.55% compared to the 2019 peak of 49.4710, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 266,040 BDT

2019 Average 241,595 BDT

Yearly Trough Low 231,706 BDT

Transaction Impact: A difference of 34,334.07 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

53.3288

46.5868

JanuMarcMayJulySeptNove

BAM to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.8110, compared to 51.1860 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.3750 points.

H1 Avg (Jan–Jun) 47.8110

H2 Avg (Jul–Dec) 51.1860

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.2144 BDT (High: 49.5557 / Low: 46.3413). On the other end, April was the most stable month, with a tight range of 0.7071 BDT (High: 47.5321 / Low: 46.8250).

March Spread (Volatile) ±3.2144

April Spread (Stable) ±0.7071

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8223 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.8223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 52.7670) against the same month in 2019 (average: 48.2144), the exchange rate shifted by +4.5526 (+9.44%).

2020 Avg (December) 52.7670

2019 Avg (December) 48.2144

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	48.7357	47.6890	48.1658
February	48.0463	46.8697	47.3707
March	49.5557	46.3413	47.9709
April	47.5321	46.8250	47.1486
May	48.2935	46.8284	47.3517
June	49.3918	48.2361	48.8583
July	51.4147	48.6089	49.6145
August	51.7565	50.8322	51.2777
September	51.9795	50.4624	51.1446
October	51.4153	50.6502	51.0084
November	51.9790	50.5188	51.3036
December	53.2081	51.8964	52.7670