YEARLY HIGH
111.7293 DJF
YEARLY LOW
97.6664 DJF
YEARLY AVERAGE
103.8614 DJF

2020 BAM to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 111.7293. Conversely, the yearly low was recorded on March 22, dropping to 97.6664.

This high-to-low spread represents a total annual volatility of 14.0628 DJF. From a start-to-finish perspective, comparing the January average rate of 101.0658 to the December average rate of 110.7880, the exchange rate registered a net change of 9.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 111.7293 was up 6.45% compared to the 2019 peak of 104.9625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 558,646 DJF
2019 Average 509,370 DJF
Yearly Trough Low 488,332 DJF
Transaction Impact: A difference of 70,314.20 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

111.9795
97.6817
JanuMarcMayJulySeptNove

BAM to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 100.2655, compared to 107.4573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.1918 points.

H1 Avg (Jan–Jun) 100.2655
H2 Avg (Jul–Dec) 107.4573

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.2414 DJF (High: 103.9079 / Low: 97.6664). On the other end, April was the most stable month, with a tight range of 1.6321 DJF (High: 99.6905 / Low: 98.0584).

March Spread (Volatile) ±6.2414
April Spread (Stable) ±1.6321

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.8111 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.8111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 110.7880) against the same month in 2019 (average: 101.1182), the exchange rate shifted by +9.6698 (+9.56%).

2020 Avg (December) 110.7880
2019 Avg (December) 101.1182

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 101.9489 100.1682 101.0658
February 100.6930 98.2320 99.3130
March 103.9079 97.6664 100.6842
April 99.6905 98.0584 98.8732
May 101.3464 98.1442 99.2262
June 103.4924 101.1418 102.4307
July 107.9175 101.9925 104.1461
August 108.6666 106.7377 107.6135
September 109.1143 105.9755 107.3684
October 107.9487 106.2785 107.1029
November 109.1078 106.0468 107.7247
December 111.7293 108.9508 110.7880