2020 BAM to ETB Historical Review

YEARLY HIGH

24.7009 ETB

YEARLY LOW

17.6239 ETB

YEARLY AVERAGE

20.4319 ETB

2020 BAM to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 24.7009. Conversely, the yearly low was recorded on February 23, dropping to 17.6239.

This high-to-low spread represents a total annual volatility of 7.0769 ETB. From a start-to-finish perspective, comparing the January average rate of 18.2001 to the December average rate of 24.0868, the exchange rate registered a net change of 32.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 24.7009 was up 34.60% compared to the 2019 peak of 18.3512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 123,504 ETB

2019 Average 83,607 ETB

Yearly Trough Low 88,120 ETB

Transaction Impact: A difference of 35,384.74 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

24.7049

17.2875

JanuMarcMayJulySeptNove

BAM to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5847, compared to 22.2791 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6945 points.

H1 Avg (Jan–Jun) 18.5847

H2 Avg (Jul–Dec) 22.2791

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.4359 ETB (High: 21.3653 / Low: 19.9294). On the other end, January was the most stable month, with a tight range of 0.3926 ETB (High: 18.3735 / Low: 17.9809).

July Spread (Volatile) ±1.4359

January Spread (Stable) ±0.3926

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2944 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.2944

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 24.0868) against the same month in 2019 (average: 17.8854), the exchange rate shifted by +6.2014 (+34.67%).

2020 Avg (December) 24.0868

2019 Avg (December) 17.8854

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.3735	17.9809	18.2001
February	18.1835	17.6239	17.9056
March	18.9155	17.8872	18.4412
April	18.5851	18.0534	18.3564
May	19.4735	18.3749	18.8112
June	20.1048	19.4459	19.7936
July	21.3653	19.9294	20.5832
August	22.0016	21.1495	21.6125
September	22.4725	21.8363	22.0942
October	22.7287	22.0353	22.3845
November	23.3844	22.5005	22.9134
December	24.7009	23.3836	24.0868