2020 BAM to FJD Historical Review

YEARLY HIGH

1.3076 FJD

YEARLY LOW

1.2133 FJD

YEARLY AVERAGE

1.2638 FJD

2020 BAM to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 1.3076. Conversely, the yearly low was recorded on February 18, dropping to 1.2133.

This high-to-low spread represents a total annual volatility of 0.0942 FJD. From a start-to-finish perspective, comparing the January average rate of 1.2297 to the December average rate of 1.2799, the exchange rate registered a net change of 4.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3076 was up 3.92% compared to the 2019 peak of 1.2583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,538 FJD

2019 Average 6,168 FJD

Yearly Trough Low 6,067 FJD

Transaction Impact: A difference of 471.06 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2922

1.2226

JanuMarcMayJulySeptNove

BAM to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2512, compared to 1.2764 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 1.2512

H2 Avg (Jul–Dec) 1.2764

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0611 FJD (High: 1.3076 / Low: 1.2464). On the other end, January was the most stable month, with a tight range of 0.0142 FJD (High: 1.2371 / Low: 1.2229).

March Spread (Volatile) ±0.0611

January Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0232 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0232

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.2854) against the same month in 2019 (average: 1.2306), the exchange rate shifted by +0.0548 (+4.45%).

2020 Avg (March) 1.2854

2019 Avg (March) 1.2306

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2371	1.2229	1.2297
February	1.2464	1.2133	1.2284
March	1.3076	1.2464	1.2854
April	1.2790	1.2361	1.2623
May	1.2614	1.2374	1.2485
June	1.2683	1.2414	1.2529
July	1.2865	1.2364	1.2560
August	1.3021	1.2765	1.2864
September	1.2902	1.2655	1.2808
October	1.2945	1.2725	1.2833
November	1.2944	1.2639	1.2720
December	1.2905	1.2715	1.2799