YEARLY HIGH
4.8922 GTQ
YEARLY LOW
4.1783 GTQ
YEARLY AVERAGE
4.5061 GTQ

2020 BAM to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.8922. Conversely, the yearly low was recorded on March 22, dropping to 4.1783.

This high-to-low spread represents a total annual volatility of 0.7139 GTQ. From a start-to-finish perspective, comparing the January average rate of 4.3704 to the December average rate of 4.8571, the exchange rate registered a net change of 11.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8922 was up 7.35% compared to the 2019 peak of 4.5574, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 24,461 GTQ
2019 Average 22,039 GTQ
Yearly Trough Low 20,892 GTQ
Transaction Impact: A difference of 3,569.45 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.9164
4.2044
JanuMarcMayJulySeptNove

BAM to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3304, compared to 4.6817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3513 points.

H1 Avg (Jan–Jun) 4.3304
H2 Avg (Jul–Dec) 4.6817

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3024 GTQ (High: 4.4807 / Low: 4.1783). On the other end, April was the most stable month, with a tight range of 0.0659 GTQ (High: 4.3126 / Low: 4.2467).

March Spread (Volatile) ±0.3024
April Spread (Stable) ±0.0659

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1067 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.1067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.8571) against the same month in 2019 (average: 4.3679), the exchange rate shifted by +0.4891 (+11.20%).

2020 Avg (December) 4.8571
2019 Avg (December) 4.3679

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4232 4.3116 4.3704
February 4.3354 4.2100 4.2637
March 4.4807 4.1783 4.3492
April 4.3126 4.2467 4.2815
May 4.3764 4.2478 4.2905
June 4.4728 4.3679 4.4272
July 4.6738 4.4106 4.5031
August 4.7049 4.6219 4.6570
September 4.7377 4.6241 4.6777
October 4.7174 4.6506 4.6815
November 4.7915 4.6444 4.7138
December 4.8922 4.7829 4.8571