2020 BAM to GYD Historical Review

YEARLY HIGH

131.3038 GYD

YEARLY LOW

114.0299 GYD

YEARLY AVERAGE

121.9709 GYD

2020 BAM to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 131.3038. Conversely, the yearly low was recorded on March 23, dropping to 114.0299.

This high-to-low spread represents a total annual volatility of 17.2739 GYD. From a start-to-finish perspective, comparing the January average rate of 118.5769 to the December average rate of 130.2399, the exchange rate registered a net change of 9.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 131.3038 was up 6.57% compared to the 2019 peak of 123.2068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 656,519 GYD

2019 Average 598,039 GYD

Yearly Trough Low 570,149 GYD

Transaction Impact: A difference of 86,369.60 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

131.6535

114.6907

JanuMarcMayJulySeptNove

BAM to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.7034, compared to 126.2384 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.5351 points.

H1 Avg (Jan–Jun) 117.7034

H2 Avg (Jul–Dec) 126.2384

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.3823 GYD (High: 122.4122 / Low: 114.0299). On the other end, April was the most stable month, with a tight range of 1.7486 GYD (High: 117.0551 / Low: 115.3065).

March Spread (Volatile) ±8.3823

April Spread (Stable) ±1.7486

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.0805 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.0805

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 130.2399) against the same month in 2019 (average: 118.6082), the exchange rate shifted by +11.6317 (+9.81%).

2020 Avg (December) 130.2399

2019 Avg (December) 118.6082

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	120.1025	116.9427	118.5769
February	118.3299	115.0765	116.4964
March	122.4122	114.0299	118.1540
April	117.0551	115.3065	116.1043
May	118.9889	115.2137	116.5624
June	121.9431	118.7077	120.3263
July	126.9728	119.7794	122.3379
August	127.5955	125.4110	126.4046
September	127.9339	124.5375	126.0845
October	126.8464	124.7996	125.8227
November	128.4263	124.5967	126.5411
December	131.3038	128.2320	130.2399