2020 BAM to IQD Historical Review

YEARLY HIGH

917.3816 IQD

YEARLY LOW

652.9385 IQD

YEARLY AVERAGE

698.8208 IQD

2020 BAM to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 917.3816. Conversely, the yearly low was recorded on March 21, dropping to 652.9385.

This high-to-low spread represents a total annual volatility of 264.4431 IQD. From a start-to-finish perspective, comparing the January average rate of 676.7372 to the December average rate of 785.1770, the exchange rate registered a net change of 16.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 917.3816 was up 30.53% compared to the 2019 peak of 702.8097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,586,908 IQD

2019 Average 3,410,061 IQD

Yearly Trough Low 3,264,692 IQD

Transaction Impact: A difference of 1,322,215.58 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

797.5453

649.1261

JanuMarcMayJulySeptNove

BAM to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 670.9024, compared to 726.7392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 55.8368 points.

H1 Avg (Jan–Jun) 670.9024

H2 Avg (Jul–Dec) 726.7392

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 187.7474 IQD (High: 917.3816 / Low: 729.6343). On the other end, April was the most stable month, with a tight range of 11.2792 IQD (High: 667.1135 / Low: 655.8343).

December Spread (Volatile) ±187.7474

April Spread (Stable) ±11.2792

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 12.1979 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -12.1979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 785.1770) against the same month in 2019 (average: 676.7840), the exchange rate shifted by +108.3930 (+16.02%).

2020 Avg (December) 785.1770

2019 Avg (December) 676.7840

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	685.3306	669.8987	676.7372
February	675.2369	657.1823	664.7049
March	696.6889	652.9385	673.6923
April	667.1135	655.8343	661.4943
May	678.6532	656.4141	663.5107
June	691.8054	677.1377	685.2750
July	721.2685	682.8863	697.2081
August	727.8648	715.0689	721.3170
September	731.6811	708.3426	718.8116
October	722.9585	710.3142	716.9672
November	730.9712	710.2224	720.9540
December	917.3816	729.6343	785.1770