YEARLY HIGH
38184.2338 IRR
YEARLY LOW
23100.7337 IRR
YEARLY AVERAGE
24603.6442 IRR

2020 BAM to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 38184.2338. Conversely, the yearly low was recorded on March 22, dropping to 23100.7337.

This high-to-low spread represents a total annual volatility of 15083.5001 IRR. From a start-to-finish perspective, comparing the January average rate of 23904.0829 to the December average rate of 26202.2130, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 38184.2338 was up 51.46% compared to the 2019 peak of 25210.1277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 190,921,169 IRR
2019 Average 120,672,823 IRR
Yearly Trough Low 115,503,668 IRR
Transaction Impact: A difference of 75,417,500.75 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

26483.9425
23103.1882
JanuMarcMayJulySeptNove

BAM to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23717.2407, compared to 25490.0477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1772.8070 points.

H1 Avg (Jan–Jun) 23717.2407
H2 Avg (Jul–Dec) 25490.0477

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 14052.5476 IRR (High: 38184.2338 / Low: 24131.6862). On the other end, April was the most stable month, with a tight range of 386.0703 IRR (High: 23581.2864 / Low: 23195.2161).

July Spread (Volatile) ±14052.5476
April Spread (Stable) ±386.0703

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 436.0559 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -436.0559

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 25082.6308) against the same month in 2019 (average: 24151.2569), the exchange rate shifted by +931.3739 (+3.86%).

2020 Avg (July) 25082.6308
2019 Avg (July) 24151.2569

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 24109.2601 23687.6304 23904.0829
February 23818.4132 23235.4342 23490.1067
March 24578.8813 23100.7337 23820.9735
April 23581.2864 23195.2161 23384.9177
May 23972.9849 23215.5253 23474.1651
June 24477.7015 23917.8732 24229.1981
July 38184.2338 24131.6862 25082.6308
August 25707.5922 25259.0545 25454.5788
September 25817.0652 25062.8282 25392.7259
October 25532.0310 25122.6748 25330.0203
November 25802.3201 25079.7274 25478.1173
December 26430.7142 25762.9296 26202.2130