2020 BAM to KGS Historical Review

YEARLY HIGH

52.7569 KGS

YEARLY LOW

38.5462 KGS

YEARLY AVERAGE

45.0005 KGS

2020 BAM to KGS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to KGS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 52.7569. Conversely, the yearly low was recorded on February 19, dropping to 38.5462.

This high-to-low spread represents a total annual volatility of 14.2108 KGS. From a start-to-finish perspective, comparing the January average rate of 39.5128 to the December average rate of 51.9651, the exchange rate registered a net change of 31.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 52.7569 was up 30.21% compared to the 2019 peak of 40.5158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 263,785 KGS

2019 Average 198,007 KGS

Yearly Trough Low 192,731 KGS

Transaction Impact: A difference of 71,053.85 KGS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

53.2665

37.6502

JanuMarcMayJulySeptNove

BAM to KGS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.5574, compared to 48.4436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.8862 points.

H1 Avg (Jan–Jun) 41.5574

H2 Avg (Jul–Dec) 48.4436

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 5.9722 KGS (High: 47.4006 / Low: 41.4284). On the other end, January was the most stable month, with a tight range of 0.6000 KGS (High: 39.7952 / Low: 39.1952).

April Spread (Volatile) ±5.9722

January Spread (Stable) ±0.6000

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.4854 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -1.4854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 51.9651) against the same month in 2019 (average: 39.5629), the exchange rate shifted by +12.4022 (+31.35%).

2020 Avg (December) 51.9651

2019 Avg (December) 39.5629

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.7952	39.1952	39.5128
February	39.4118	38.5462	38.9516
March	44.8624	39.2288	41.2516
April	47.4006	41.4284	44.1168
May	44.1519	41.0386	42.6314
June	43.4955	41.7924	42.8802
July	46.4608	43.9577	45.2647
August	47.6376	46.0118	46.8128
September	48.0755	47.1334	47.5459
October	48.9661	47.4950	48.2635
November	51.9653	48.7241	50.8097
December	52.7569	50.1845	51.9651