YEARLY HIGH
122.2026 LRD
YEARLY LOW
94.3735 LRD
YEARLY AVERAGE
111.6813 LRD

2020 BAM to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 122.2026. Conversely, the yearly low was recorded on November 19, dropping to 94.3735.

This high-to-low spread represents a total annual volatility of 27.8291 LRD. From a start-to-finish perspective, comparing the January average rate of 108.6880 to the December average rate of 100.3632, the exchange rate registered a net change of -7.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 122.2026 was up 1.14% compared to the 2019 peak of 120.8205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 611,013 LRD
2019 Average 532,956 LRD
Yearly Trough Low 471,868 LRD
Transaction Impact: A difference of 139,145.50 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

122.5082
98.3501
JanuMarcMayJulySeptNove

BAM to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 110.8909, compared to 112.4717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5808 points.

H1 Avg (Jan–Jun) 110.8909
H2 Avg (Jul–Dec) 112.4717

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 14.8596 LRD (High: 109.2332 / Low: 94.3735). On the other end, April was the most stable month, with a tight range of 1.7754 LRD (High: 110.9617 / Low: 109.1864).

November Spread (Volatile) ±14.8596
April Spread (Stable) ±1.7754

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 16.4045 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -16.4045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 120.0788) against the same month in 2019 (average: 117.3285), the exchange rate shifted by +2.7503 (+2.34%).

2020 Avg (September) 120.0788
2019 Avg (September) 117.3285

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 110.0774 107.0451 108.6880
February 111.1103 108.6445 109.6503
March 115.5829 108.1601 111.8461
April 110.9617 109.1864 110.0164
May 113.0753 109.3785 110.6064
June 115.7466 112.8437 114.5383
July 120.7822 114.0458 116.5928
August 121.6845 119.5463 120.4950
September 122.2026 118.4539 120.0788
October 119.6452 109.2332 116.8524
November 109.2332 94.3735 100.4479
December 103.0947 96.5230 100.3632