2020 BAM to MDL Historical Review

YEARLY HIGH

10.7691 MDL

YEARLY LOW

9.7105 MDL

YEARLY AVERAGE

10.0510 MDL

2020 BAM to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 10.7691. Conversely, the yearly low was recorded on February 18, dropping to 9.7105.

This high-to-low spread represents a total annual volatility of 1.0586 MDL. From a start-to-finish perspective, comparing the January average rate of 9.8632 to the December average rate of 10.6992, the exchange rate registered a net change of 8.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.7691 was up 1.88% compared to the 2019 peak of 10.5707, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 53,845 MDL

2019 Average 50,159 MDL

Yearly Trough Low 48,552 MDL

Transaction Impact: A difference of 5,293.09 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.7898

9.7026

JanuMarcMayJulySeptNove

BAM to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.9072, compared to 10.1948 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2876 points.

H1 Avg (Jan–Jun) 9.9072

H2 Avg (Jul–Dec) 10.1948

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.5208 MDL (High: 10.2989 / Low: 9.7780). On the other end, September was the most stable month, with a tight range of 0.1453 MDL (High: 10.1027 / Low: 9.9574).

April Spread (Volatile) ±0.5208

September Spread (Stable) ±0.1453

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2071 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 10.6992) against the same month in 2019 (average: 9.8052), the exchange rate shifted by +0.8940 (+9.12%).

2020 Avg (December) 10.6992

2019 Avg (December) 9.8052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0098	9.7286	9.8632
February	9.8753	9.7105	9.7932
March	10.2399	9.7805	9.9859
April	10.2989	9.7780	10.0676
May	9.9802	9.7463	9.8606
June	9.9934	9.7479	9.8725
July	10.0348	9.8079	9.9138
August	10.1162	9.8610	10.0002
September	10.1027	9.9574	10.0247
October	10.3128	10.0493	10.1736
November	10.5376	10.1361	10.3571
December	10.7691	10.5088	10.6992