2014 BAM to MVR Historical Review

YEARLY HIGH

10.9564 MVR

YEARLY LOW

9.4811 MVR

YEARLY AVERAGE

10.4501 MVR

2014 BAM to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 10.9564. Conversely, the yearly low was recorded on December 31, dropping to 9.4811.

This high-to-low spread represents a total annual volatility of 1.4753 MVR. From a start-to-finish perspective, comparing the January average rate of 10.7186 to the December average rate of 9.6175, the exchange rate registered a net change of -10.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 10.9564 was up 1.02% compared to the 2013 peak of 10.8462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 54,782 MVR

2013 Average 52,197 MVR

Yearly Trough Low 47,406 MVR

Transaction Impact: A difference of 7,376.33 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.0090

9.4910

JanuMarcMayJulySeptNove

BAM to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7944, compared to 10.1059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6884 points.

H1 Avg (Jan–Jun) 10.7944

H2 Avg (Jul–Dec) 10.1059

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3840 MVR (High: 10.3380 / Low: 9.9540). On the other end, June was the most stable month, with a tight range of 0.1383 MVR (High: 10.8097 / Low: 10.6714).

September Spread (Volatile) ±0.3840

June Spread (Stable) ±0.1383

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3356 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3356

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 10.8825) against the same month in 2013 (average: 10.2062), the exchange rate shifted by +0.6764 (+6.63%).

2014 Avg (March) 10.8825

2013 Avg (March) 10.2062

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8175	10.6256	10.7186
February	10.8379	10.6381	10.7504
March	10.9564	10.8129	10.8825
April	10.9132	10.7736	10.8684
May	10.9476	10.7393	10.8165
June	10.8097	10.6714	10.7297
July	10.7761	10.5425	10.6629
August	10.5846	10.3097	10.4724
September	10.3380	9.9540	10.1367
October	10.0566	9.8436	9.9740
November	9.8822	9.6673	9.7721
December	9.7641	9.4811	9.6175