2020 BAM to MZN Historical Review

YEARLY HIGH

47.0884 MZN

YEARLY LOW

35.0301 MZN

YEARLY AVERAGE

40.5662 MZN

2020 BAM to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 47.0884. Conversely, the yearly low was recorded on January 5, dropping to 35.0301.

This high-to-low spread represents a total annual volatility of 12.0583 MZN. From a start-to-finish perspective, comparing the January average rate of 35.5093 to the December average rate of 46.3522, the exchange rate registered a net change of 30.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 47.0884 was up 24.64% compared to the 2019 peak of 37.7807, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 235,442 MZN

2019 Average 179,069 MZN

Yearly Trough Low 175,150 MZN

Transaction Impact: A difference of 60,291.67 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

47.4365

34.4251

JanuMarcMayJulySeptNove

BAM to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.4152, compared to 43.7172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3020 points.

H1 Avg (Jan–Jun) 37.4152

H2 Avg (Jul–Dec) 43.7172

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 2.7886 MZN (High: 42.9427 / Low: 40.1542). On the other end, April was the most stable month, with a tight range of 0.7598 MZN (High: 37.7000 / Low: 36.9402).

July Spread (Volatile) ±2.7886

April Spread (Stable) ±0.7598

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 46.3522) against the same month in 2019 (average: 35.8515), the exchange rate shifted by +10.5008 (+29.29%).

2020 Avg (December) 46.3522

2019 Avg (December) 35.8515

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.9810	35.0301	35.5093
February	36.7042	35.7044	35.9445
March	38.2953	36.4148	37.3490
April	37.7000	36.9402	37.3466
May	39.4989	37.4651	38.1945
June	40.4851	39.4320	40.1473
July	42.9427	40.1542	41.2011
August	43.6685	42.5178	43.0368
September	43.9267	42.9137	43.3725
October	44.2502	43.3729	43.7479
November	45.4900	43.5787	44.5925
December	47.0884	45.3041	46.3522