2020 BAM to QAR Historical Review

YEARLY HIGH

2.2878 QAR

YEARLY LOW

1.9978 QAR

YEARLY AVERAGE

2.1243 QAR

2020 BAM to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2.2878. Conversely, the yearly low was recorded on March 21, dropping to 1.9978.

This high-to-low spread represents a total annual volatility of 0.2900 QAR. From a start-to-finish perspective, comparing the January average rate of 2.0670 to the December average rate of 2.2662, the exchange rate registered a net change of 9.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2878 was up 6.52% compared to the 2019 peak of 2.1477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,439 QAR

2019 Average 10,423 QAR

Yearly Trough Low 9,989 QAR

Transaction Impact: A difference of 1,450.14 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2906

1.9978

JanuMarcMayJulySeptNove

BAM to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0507, compared to 2.1979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1471 points.

H1 Avg (Jan–Jun) 2.0507

H2 Avg (Jul–Dec) 2.1979

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1277 QAR (High: 2.1254 / Low: 1.9978). On the other end, April was the most stable month, with a tight range of 0.0334 QAR (High: 2.0392 / Low: 2.0058).

March Spread (Volatile) ±0.1277

April Spread (Stable) ±0.0334

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0369 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0369

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.2662) against the same month in 2019 (average: 2.0681), the exchange rate shifted by +0.1981 (+9.58%).

2020 Avg (December) 2.2662

2019 Avg (December) 2.0681

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0848	2.0484	2.0670
February	2.0594	2.0093	2.0311
March	2.1254	1.9978	2.0591
April	2.0392	2.0058	2.0222
May	2.0755	2.0075	2.0299
June	2.1167	2.0683	2.0949
July	2.2068	2.0849	2.1300
August	2.2223	2.1841	2.2017
September	2.2322	2.1673	2.1958
October	2.2079	2.1725	2.1904
November	2.2311	2.1688	2.2030
December	2.2878	2.2278	2.2662