2020 BAM to RWF Historical Review

YEARLY HIGH

621.9665 RWF

YEARLY LOW

514.3948 RWF

YEARLY AVERAGE

558.7402 RWF

2020 BAM to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 621.9665. Conversely, the yearly low was recorded on March 21, dropping to 514.3948.

This high-to-low spread represents a total annual volatility of 107.5717 RWF. From a start-to-finish perspective, comparing the January average rate of 535.6461 to the December average rate of 614.5951, the exchange rate registered a net change of 14.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 621.9665 was up 14.90% compared to the 2019 peak of 541.3016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 3,109,833 RWF

2019 Average 2,608,874 RWF

Yearly Trough Low 2,571,974 RWF

Transaction Impact: A difference of 537,858.50 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

623.6576

514.9075

JanuMarcMayJulySeptNove

BAM to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 531.5549, compared to 585.9255 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 54.3706 points.

H1 Avg (Jan–Jun) 531.5549

H2 Avg (Jul–Dec) 585.9255

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 41.0729 RWF (High: 555.4677 / Low: 514.3948). On the other end, April was the most stable month, with a tight range of 13.1964 RWF (High: 529.6556 / Low: 516.4592).

March Spread (Volatile) ±41.0729

April Spread (Stable) ±13.1964

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 10.4731 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -10.4731

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 614.5951) against the same month in 2019 (average: 530.8498), the exchange rate shifted by +83.7453 (+15.78%).

2020 Avg (December) 614.5951

2019 Avg (December) 530.8498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	544.2663	526.3490	535.6461
February	537.2648	515.3034	525.1730
March	555.4677	514.3948	534.3102
April	529.6556	516.4592	523.9700
May	538.5992	515.7023	523.9993
June	554.5166	535.5708	546.2306
July	577.3179	544.7091	558.0061
August	589.5150	572.9135	581.7480
September	592.7828	569.0551	580.4850
October	592.3567	571.8388	585.4767
November	605.9956	581.2257	595.2422
December	621.9665	604.8746	614.5951