YEARLY HIGH
5.0681 SBD
YEARLY LOW
4.5365 SBD
YEARLY AVERAGE
4.8009 SBD

2020 BAM to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 5.0681. Conversely, the yearly low was recorded on March 22, dropping to 4.5365.

This high-to-low spread represents a total annual volatility of 0.5316 SBD. From a start-to-finish perspective, comparing the January average rate of 4.7020 to the December average rate of 5.0044, the exchange rate registered a net change of 6.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.0681 was up 4.82% compared to the 2019 peak of 4.8352, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 25,341 SBD
2019 Average 23,473 SBD
Yearly Trough Low 22,683 SBD
Transaction Impact: A difference of 2,657.81 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0444
4.5643
JanuMarcMayJulySeptNove

BAM to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6741, compared to 4.9277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2537 points.

H1 Avg (Jan–Jun) 4.6741
H2 Avg (Jul–Dec) 4.9277

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3193 SBD (High: 4.8558 / Low: 4.5365). On the other end, April was the most stable month, with a tight range of 0.0690 SBD (High: 4.6505 / Low: 4.5815).

March Spread (Volatile) ±0.3193
April Spread (Stable) ±0.0690

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0977 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0977

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 4.9337) against the same month in 2019 (average: 4.6417), the exchange rate shifted by +0.2920 (+6.29%).

2020 Avg (September) 4.9337
2019 Avg (September) 4.6417

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7547 4.6348 4.7020
February 4.6771 4.5387 4.6043
March 4.8558 4.5365 4.6828
April 4.6505 4.5815 4.6168
May 4.7467 4.5616 4.6405
June 4.8459 4.7437 4.7980
July 5.0023 4.7888 4.8675
August 5.0466 4.9388 4.9911
September 5.0681 4.8452 4.9337
October 4.9187 4.8258 4.8863
November 4.9433 4.8133 4.8834
December 5.0469 4.9159 5.0044