2020 BAM to SDG Historical Review

YEARLY HIGH

34.6676 SDG

YEARLY LOW

25.4851 SDG

YEARLY AVERAGE

31.6247 SDG

2020 BAM to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 34.6676. Conversely, the yearly low was recorded on January 29, dropping to 25.4851.

This high-to-low spread represents a total annual volatility of 9.1825 SDG. From a start-to-finish perspective, comparing the January average rate of 25.7236 to the December average rate of 34.3961, the exchange rate registered a net change of 33.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 34.6676 was up 23.52% compared to the 2019 peak of 28.0662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 173,338 SDG

2019 Average 131,450 SDG

Yearly Trough Low 127,425 SDG

Transaction Impact: A difference of 45,912.46 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

35.2634

24.8564

JanuMarcMayJulySeptNove

BAM to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.8714, compared to 33.3780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5066 points.

H1 Avg (Jan–Jun) 29.8714

H2 Avg (Jul–Dec) 33.3780

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 3.1184 SDG (High: 30.7461 / Low: 27.6277). On the other end, April was the most stable month, with a tight range of 0.5071 SDG (High: 30.9713 / Low: 30.4642).

February Spread (Volatile) ±3.1184

April Spread (Stable) ±0.5071

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5366 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5366

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 34.3961) against the same month in 2019 (average: 25.6334), the exchange rate shifted by +8.7627 (+34.18%).

2020 Avg (December) 34.3961

2019 Avg (December) 25.6334

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.6277	25.4851	25.7236
February	30.7461	27.6277	28.9033
March	32.2815	30.3424	31.2492
April	30.9713	30.4642	30.7125
May	31.4999	30.5047	30.8302
June	32.1486	31.4133	31.8096
July	33.5178	31.6746	32.3577
August	33.7639	33.1748	33.4361
September	33.9077	32.9171	33.3570
October	33.5030	32.9808	33.2554
November	33.9037	32.9393	33.4660
December	34.6676	33.8366	34.3961