2020 BAM to STD Historical Review

YEARLY HIGH

13008.7157 STD

YEARLY LOW

12129.7714 STD

YEARLY AVERAGE

12543.7451 STD

2020 BAM to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 13008.7157. Conversely, the yearly low was recorded on January 29, dropping to 12129.7714.

This high-to-low spread represents a total annual volatility of 878.9443 STD. From a start-to-finish perspective, comparing the January average rate of 12240.2935 to the December average rate of 12864.8930, the exchange rate registered a net change of 5.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13008.7157 was up 3.76% compared to the 2019 peak of 12536.8737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 65,043,579 STD

2019 Average 61,001,222 STD

Yearly Trough Low 60,648,857 STD

Transaction Impact: A difference of 4,394,721.54 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12927.5453

12175.7175

JanuMarcMayJulySeptNove

BAM to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12365.9643, compared to 12721.5259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 355.5615 points.

H1 Avg (Jan–Jun) 12365.9643

H2 Avg (Jul–Dec) 12721.5259

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 728.2735 STD (High: 12873.3516 / Low: 12145.0782). On the other end, January was the most stable month, with a tight range of 215.6248 STD (High: 12345.3962 / Low: 12129.7714).

March Spread (Volatile) ±728.2735

January Spread (Stable) ±215.6248

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 251.8725 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -251.8725

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 12749.6273) against the same month in 2019 (average: 12367.1815), the exchange rate shifted by +382.4458 (+3.09%).

2020 Avg (July) 12749.6273

2019 Avg (July) 12367.1815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12345.3962	12129.7714	12240.2935
February	12395.5558	12169.0682	12238.3698
March	12873.3516	12145.0782	12500.5963
April	12379.1749	12147.5024	12248.7238
May	12554.6283	12157.9475	12290.4459
June	12818.9479	12525.7663	12677.3566
July	13008.7157	12593.6984	12749.6273
August	12959.0998	12650.5768	12763.9405
September	12860.0109	12519.1556	12642.9988
October	12736.8803	12481.8394	12629.1507
November	12808.0402	12532.9858	12678.5449
December	13002.6379	12743.7072	12864.8930